Finding the right credit counseling program can help you gain
an extra financial advantage. Most debtors do not realize that
some credit counseling services only focus on selling debt
management plans to anyone that might meet qualifications. Even
nonprofit status is no guarantee that your needs will come
first.
Fortunately, there are reputable credit counselors serving
Pennsylvania that have undergone rigorous training and
certification. The programs serving you are publicly supported
charities that have adhered to IRS criteria for charitable
tax-exempt status. In other words, these counselors are required
to put your needs first.
All of these counselors are required to be accredited by the
Association for Financial Counseling and Planning Education (AFCPE)
or by the Council on Accreditation (COA). Accreditation is
achieved only after completion of a training program, self-study
of numerous financial curricula, supervised experience and
passing the certification exams.
The credit counselors serving you understand why most major
credit card companies sponsor debt management plans. They know
what criteria must be met to qualify and they will speak with
you candidly about what other options you might have available.
In fact, their first option will be to help you evaluate
strategies to repay your debt successfully on your own.
Make sure you are comfortable with the experience level of
the credit counselor that you contact. They should be confident,
yet understanding. They will not judge you. They understand that
you did not choose to have financial problems. Let them guide
you to the path of better finances. You can learn about what it
takes to achieve lower interest rates and lower payments on your
credit cards as well has how to avoid fees. Contact a credit
counselor serving you today!
Aliquippa
CCCS of Western Pennsylvania, Inc.
888-511-2227
Allentown
Vision Credit Education, Inc.
866-832-2826
Altoona
CCCS of Western Pennsylvania, Inc. 888-511-2227
Bloomsburg
CCCS of Northeastern Pennsylvania, Inc.
800-922-9537
Blue Bell
CCCS of Delaware Valley 800-989-2227
Bristol
CCCS of Delaware Valley 800-989-2227
Butler
CCCS of Western Pennsylvania, Inc. 888-511-2227
Easton
CCCS of Lehigh Valley 866-346-2227
Erie
Vision Credit Education, Inc. 866-832-2826
Greensburg
CCCS of Western Pennsylvania, Inc. 888-511-2227
Grove City
CCCS of Northeastern Ohio 800-355-2227
Harrisburg
CCCS of Greater Harrisburg 888-511-2227
Hazleton
CCCS of Northeastern Pennsylvania, Inc.
800-922-9537
Jenkintown
CCCS of Delaware Valley 800-989-2227
Johnstown
CCCS of Western Pennsylvania, Inc. 888-511-2227
Lancaster
CCCS of Central Pennsylvania 800-788-5062
Lebanon
CCCS of Central Pennsylvania 717-397-5182
Meadville
CCCS of Northwestern Pennsylvania
814-337-4455
Media
CCCS of Delaware Valley 800-989-2227
Philadelphia
Vision Credit Education, Inc. 866-832-2826
Pittsburg
Advantage Credit Counseling Service, Inc.
888-511-2227
Vision Credit Education, Inc. 866-832-2826
Pittston
CCCS of Northeastern Pennsylvania, Inc.
800-922-9537
Pottstown
CCCS of Lehigh Valley 866-346-2227
Quakertown
CCCS of Lehigh Valley 866-346-2227
Reading
Vision Credit Education, Inc. 866-832-2826
Scranton
Vision Credit Education, Inc. 866-832-2826
Sharon
CCCS of Northeastern Ohio 800-355-2227
State College
CCCS of Northeastern Pennsylvania, Inc.
814-238-3668
Stroudsburg
CCCS of Northeastern Pennsylvania, Inc.
800-922-9537
Sunbury
CCCS of Northeastern Pennsylvania, Inc.
800-922-9537
Uniontown
CCCS of Western Pennsylvania, Inc. 888-511-2227
Washington
CCCS of Western Pennsylvania, Inc.
888-511-2227
West Chester
CCCS of Delaware Valley 800-989-2227
Whitehall
CCCS of Lehigh Valley 866-346-2227
Williamsport
CCCS of Northeastern Pennsylvania, Inc.
800-922-9537
Wyomissing
CCCS of Lehigh Valley 866-346-2227
York
CCCS of York 888-511-2227
