The volunteer state offers a variety of counseling options to
help bring relief from debt. In addition to discussing debt
management, these agencies are uniquely equipped to discuss
additional factors that may influence your financial status.
Many agencies offer family counseling options. These programs
can help to bring stability to the family and prevent costly
financial emergencies.
Housing counseling can also help your family realize how to
reach your dream of homeownership. You can understand how debt
and credit impact your ability to qualify for and afford your
next home.
Your payment history and debt amounts contribute
substantially to your credit score. An Accredited Financial
Counselor or Accredited Credit Counselor can review your credit
report with you as well as provide feedback on your overall
financial health. They can help you implement plans to eliminate
debt and to improve your credit.
Finding an agency that serves your community is important.
With so many organizations providing credit counseling, you will
want to make sure that the agency you contact is nonprofit.
The following is a partial list of credit counseling agencies that serve
Tennessee. These agencies are recognized as tax-exempt nonprofit
organizations by the Internal Revenue Service. Together, they
provide the counseling and educational opportunities across the
state of Tennessee to allow you to get the comprehensive help
that you need.
Contact an agency of your choice today for more information.
Alcoa
CCCS of East Tennessee 423-522-2661
Bartlett
Family Service Agency
800-255-2227
Chattanooga
Partnership
for Families, Children and Adults 423-490-5620
Cleveland
Partnership
for Families, Children and Adults 423-490-5620
Dayton
Partnership
for Families, Children and Adults 423-490-5620
Johnson City
CCCS of East Tennessee 877-928-2144
Kingsport
American Credit Counselors 866-346-2227
CCCS of Southwestern Virginia 755-346-2227
Knoxville
CCCS of East Tennessee 800-358-9231
Memphis
Family Service Agency 800-255-2227
Morristown
CCCS of East Tennessee 800-358-9231
Murfreesboro
CCCS of Middle Tennessee, Inc. 800-355-2227
Nashville
Vision Credit Education, Inc.
866-832-2826
Oak Ridge
CCCS of East Tennessee 423-522-2661